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NAGALRO offers professional indemnity and public
liability insurance as part of the members annual subscription. As
the insurance is obtained on a group basis, the cost is much less than a
premium purchased on an individual basis. Members are covered against
claims up to £5 Million pounds.
This cover applies to members carrying out duties as
Children's Guardians, Family Court Advisers, Family Mediators and those
members who work solely as social work consultants/trainers.
PROFESSIONAL INDEMNITY INSURANCE
Members who are self-employed are indemnified in respect of their legal
liability to pay damages and claimants’ costs and expenses arising
from any claim made against them, arising out of any negligent act, error
or omission, breach of confidentiality, libel, slander or defamation
committed or alleged to have been committed by the member whilst in the
course of their duties. The underwriters would pay the costs and expenses
incurred in their defence.
For members employed by Cafcass
For members employed by Cafcass, professional indemnity claims arising out
of their work would probably be met by their employers, although there may
not be any stated insurance cover to this effect. However, should this not
be the case members are covered by NAGALRO as part of their subscription.
NAGALRO
insurance brokers advise us that as CAFCASS practitioners are appointed
personally to a case, and are responsible for their actions and decisions
under the amended court rules, anyone suing for redress would sue both the
individual and CAFCASS. This is similar to what happens to some other
public sector employees such as doctors employed by the National Health
Service most of whom have personal professional indemnity insurance to
protect themselves against any claim for professional negligence. It is our
view that CAFCASS employees now have similarly good reason to maintain
personal professional indemnity insurance.
AVAILABILITY OF LEGAL ADVICE TO MEMBERS
NAGALRO has an arrangement with a firm of solicitors by which members are
able to obtain legal advice in relation to circumstances in which the
professional indemnity insurance cover does not apply. Members who
wish to have access to this, should contact the NAGALRO office.
Further information on all the above insurance covers
can be obtained from the NAGALRO office.
MEMBERS WHO ARE RETIRING FROM
PROFESSIONAL WORK
Members will be covered indefinitely for any claim arising from their past
professional work carried out whilst a member of NAGALRO. The cost of this
cover is a £2Million indemnity insurance as explained above and requires a
once for all payment of £65.
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